$5,000 at 5% for 10 years

A single deposit of $5,000 at 5% a year becomes about $8,235 after 10 years (compounded monthly, no extra deposits).

Future balance

Year by year

YearDepositedInterestBalance

With monthly deposits

Monthly depositBalance after 10 years
$0$8,235
$100$23,763
$250$47,056
$500$85,876
$1,000$163,517

Projection at a steady 5% return; real returns vary.

Frequently asked questions

How much is $5,000 worth after 10 years at 5%?

About $8,235 compounded monthly, with no further deposits.