$10,000 at 5% for 10 years

A single deposit of $10,000 at 5% a year becomes about $16,470 after 10 years (compounded monthly, no extra deposits).

Future balance

Year by year

YearDepositedInterestBalance

With monthly deposits

Monthly depositBalance after 10 years
$0$16,470
$100$31,998
$250$55,291
$500$94,111
$1,000$171,752

Projection at a steady 5% return; real returns vary.

Frequently asked questions

How much is $10,000 worth after 10 years at 5%?

About $16,470 compounded monthly, with no further deposits.